In the follow-up to his bestselling Profit First, author and money expert Mike Michalowicz reveals how to achieve financial freedom by working with your natural habits rather than trying to change them. His Profit First model helped over a million businesses and entrepreneurs achieve financial independence. Now, with The Money Habit, he brings that proven system to personal finance, aimed at anyone who wants to take control of their money. Most financial advice demands strict budgets and cutting back on life’s joys, yet only 9% of people stick with these approaches. Other systems rely on complex tools or require adopting new behaviours, leading to grim results. Michalowicz offers a radically simple alternative. He provides clear steps to align your finances with your goals—whether that’s getting out of debt, spending wisely, saving for a big purchase, or planning for the future—illustrated by his journey from losing a fortune to regaining financial freedom. All you need to do is activate your money habit.

Mike Michalowicz is the creator of Profit First, a system used by hundreds of thousands of companies worldwide to drive profitability, and the bestselling author of All In, Get Different, Fix This Next, Clockwork, Profit First, Surge, The Pumpkin Plan, The Toilet Paper Entrepreneur, and My Money Bunnies. He is a former columnist for The Wall Street Journal and a leading keynote speaker. He lives in New Jersey.