Is crypto a scam or a solution? Will that pension plan deliver? And what exactly is a model portfolio? The world of personal savings and investment can be tricky and confusing - and it's changing fast. But whether dabbling in the markets, jumping on the crypto bandwagon or simply safeguarding our pensions, we're all investors now, whether we like it or not. We all need to understand how the markets really work. Fully updated for today's shifting landscape, How to Invest offers a principles-based, keep-it-simple approach to help you make investment decisions that will make the most of your money.

If you only have one book in your investing library, make it this one -- Harold Evensky, founder of Evensky & Katz / Foldes Wealth Management
Peter Stanyer and his colleagues have made an outstanding book even better . . . an insightful survey of the current state of investing -- Elroy Dimson, Professor of Finance at Cambridge Judge Business School
Peter Stanyer and his co-authors continue to add value . . . My firm's experience is that their approach results in happier investors -- Mark Ralphs, Founding Partner of the Financial Planning Corporation LLP

Peter Stanyer is an independent investment economist. He was previously chief investment officer of a US-based wealth management firm, a managing director at Merrill Lynch and investment director of the UK's Railways Pension Fund. Masood Javaid is a former Senior Advisor to a large sovereign wealth fund. Prior to that, he held senior positions at Mercury Asset Management and Merrill Lynch. Stephen Satchell is Economics Fellow at Trinity College Cambridge. He is also The Reader in Financial Econometrics (Emeritus) at Cambridge University and an Honorary Member of the Institute of Actuaries.