The difference between those who build wealth and those who don't isn’t just about hard work—it's about following the right strategies and focusing time and energy where it matters most.

With The Wealth Ladder, you won't need to guess where to put your focus. This book breaks down wealth into levels, each requiring a different strategy. What gets you from Level 1 to Level 2 is not the same strategy that will get you from Level 5 to Level 6.

The path to financial success is clear; the only question left is, are you ready to climb?

Beautifully reframes how we think about money by meeting people where they are. . . . If you want to reach your financial goals while having a healthy relationship with money, this is the book for you. * TIFFANY “THE BUDGETNISTA” ALICHE, author of Get Good With Money *
Different stages in life require different ways of thinking about money. I learned that by trial and error. All you need to do is read Nick Maggiulli’s excellent book. * SCOTT GALLOWAY, author of The Algebra of Wealth *
A refreshingly honest guide that will improve not just how you manage your money but how you make decisions about what truly matters. * ANNIE DUKE, author of Thinking in Bets *
Nick Maggiulli has done it again. In The Wealth Ladder, he combines deep data analysis with clear, actionable insights to help you grow your wealth—and understand which level of wealth is most likely to make you happy. * SETH STEPHENS-DAVIDOWITZ, author of Everybody Lies *
Few financial story tellers can match Nick Maggiulli’s eye for narrative. . . . Highly recommended. * WILLIAM BERNSTEIN, author of The Four Pillars of Investing *
Nick Maggiulli has a gift for blending the rational world of data with the connective power of storytelling, and does so seamlessly with this incredible book. * LAWRENCE YEO, author of More to That *
When it comes to personal finance, too early is often as bad as too late. Investors, particularly young ones, are hungry for a sensible, holistic timeline of the best steps to take, and when. Nick Maggiulli provides such guidance in The Wealth Ladder Investors of all ages would benefit from reading Mr Maggiulli’s book, which holds especially valuable lessons for young people. * WALL STREET JOURNAL *
Investors of all ages would benefit from reading Mr. Maggiulli’s book, which holds especially valuable lessons for young people. * SCOTT NATIONS *
Maggiulli’s insights are rooted in data and everyday observation. * FORTUNE *

Nick Maggiulli is the Chief Operating Officer and Data Scientist at Ritholtz Wealth Management, where he oversees operations across the firm and provides insights on business intelligence. He is also the author of Just Keep Buying, and OfDollarsAndData.com, a blog focused on the intersection of data and personal finance. His work has been featured in The Wall Street Journal, CNBC, and The Los Angeles Times. Mr. Maggiulli graduated from Stanford University with a degree in Economics and currently resides in New York City.