We're all feeling poor. Our wages mightn't have risen for a long time, but taxes, food, heating, clothes, pets, driving, kids, booze, leaving the house - and paying for the privilege of living there - certainly have. Life costs more - but that doesn't mean it has to become rubbish. No need for a hairshirt or holiday-less year: treats can stay on the agenda.

This book contains so many money-saving ideas and tips that together they'll knock thousands off the cost of living. It's less shiver-me-timbers-I-can't-afford-the-heating, more ten easy tips to slash your heating bill by a third.

We're poor, but we don't need to be bored or boring. This book lays out how to save it - so you can squeeze more value out of your hard-earned cash.

'If you still want to have a social life while counting the pennies [...] Lucy Tobin's extensive money-saving tips, tricks and ideas are perfect' Closer magazine. * Closer magazine *
'A collection of money-saving tips by an award-winning financial journalist' The Lady. * Lady *

Lucy Tobin is the personal finance editor of the Evening Standard and writes a weekly column called How To Save It. She was a Telegraph journalist whilst aged 16, and is a regular guest on TV shows including BBC Breakfast, Sky News, BBC News 24, Five Live and more.