How can finance professionals close the financial inclusion gap through innovation? Inclusive Finance by Alessandro Hatami and Meaghan Johnson is a practical guide for professionals in banking, fintech, investment and regulation who want to reduce exclusion, meet compliance goals and expand access to underserved markets. Written by leading voices in financial innovation, this book explores how digital tools, emerging technologies and strategic models can transform financial systems to become more equitable, without sacrificing profitability. You'll learn how to: - Address systemic exclusion and reach underbanked populations - Use blockchain, AI, DeFi and stablecoins to improve access - Balance innovation, social impact and regulatory compliance - Unlock new revenue by designing inclusive financial products - Align your institution with global ESG and SDG targets Whether you're modernizing existing systems or building a fintech startup, Inclusive Finance helps you reimagine financial services for broader social impact and long-term market growth. Themes include: financial inclusion, fintech innovation, blockchain, DeFi, ESG, responsible finance

"This book is a timely and insightful exploration of the role digital payments play in advancing financial inclusion. Alessandro Hatami and Meaghan Johnson capture the transformative power of technology in addressing financial exclusion and offer practical insights for driving change. A valuable contribution to the global conversation on inclusion." -- Paulette Rowe, CEO, Stax Payments
"Alessandro Hatami and Meaghan Johnson celebrate nimble fintech pioneers who are moving the needle on financial inclusion, not necessarily with global scale, but by solving the small, critical problems left by legacy systems." -- Efi Pylarinou, Global fintech & tech thought leader
"As someone deeply invested in advocating for the rights of the marginalised communities, I find Inclusive Finance to be a compelling and critical resource. The authors deftly connect financial inclusion with broader social and economic justice, urging stakeholders to rethink how they can make financial services work for everyone." -- Guissou Jahangiri, Secretary General, International Federation for Human Rights (FIDH)
"The most comprehensive analysis of every aspect of financial inclusion, brilliantly illustrated with real-world examples. A must for policy makers and innovators." -- Imran Gulamhuseinwala, former Trustee, Open Banking and Board Member, Tandem Bank
"For many years Hatami and Johnson have been at the forefront of innovation in financial services. Their book gives a candid perspective into financial inclusion and the challenges it poses to billions of people around the world, and the role that modern technology can play to address these issues. Inclusive Finance is one of the most insightful books I've read in a long time, full of practical recommendations and an absolute must read for anyone looking to transform financial services." -- Jeff Tijssen, Expert Partner, Global Head of Fintech, Bain & Company
"This book analyses the transformative impact of fintech, showing how innovations such as digital identity systems and embedded finance are already reshaping financial inclusion. Hatami and Johnson bring the topic to life with rich case studies, making the book as practical as it is thought-provoking. This book is a must-read for those seeking a concrete, technology-driven roadmap to solving financial exclusion on a global scale." -- Huy Nguyen Trieu, Co-founder, Centre for Finance Technology and Entrepreneurship (CFTE)
"Inclusive Finance offers invaluable insights into how fintech and innovation can transform financial inclusion across both developed and developing countries, making the powerful case that financial inclusion benefits everyone. It compellingly argues that the entire financial sector - not just governments and charities - has a crucial role to play in taking action to advance this important goal." -- Marie Walker, Open Banking and Open Finance Expert, Raidiam & Cambridge University

Alessandro Hatami is founder and managing partner of Pacemakers.io. He has been driving digital innovation for over 15 years at organizations such as Lloyds Banking Group, PayPal UK, PayPoint.net and GE Capital. He is a non-exec director of Cashplus Bank, mentor to fintech start-ups, investor in early-stage tech companies and frequent speaker at events. His book Reinventing Banking and Finance, also published by Kogan Page, was rated Best Overall Book on Banking of 2021 by Investopedia.com. Meaghan Johnson is a fintech researcher and consultant with an interest in using emerging technologies and business models to increase financial inclusion. She is the co-founder of 11:FS and Digital Mags and the Chief Strategy Officer at Bazara Tech. She is a PhD candidate in political science at the University of Aveiro.