Your to-the-point guide on the essentials of managing your finances

The first step in becoming a better personal financial manager is understanding the pillars of personal finance. Financial Literacy Essentials For Dummies is your cheat sheet on understanding how to better manage your finances. Distilled down to the essentials, this book makes it easy for anyone to learn the basics of managing money. You won't be able to escape life's many expenses, but with this book, you can get a grip on smart spending, saving, investing, and beyond. Start by creating a realistic budget for your situation and make a plan for achieving your goals. Money doesn't have to be scary with this Essentials guide.

• Get quick-and-easy explanations budgeting, savings accounts, and debt
• Understand how much you can really afford to spend, and learn to spend smarter
• Make a plan for getting out of debt—or avoid getting into debt in the first place
• Ensure that you have enough of a buffer to deal with unexpected expenses

Need easy-to-understand information to help get your finances on track? Financial Literacy Essentials For Dummies is the guide for you.

Eric Tyson is a veteran financial counselor who has dedicated his life to helping people achieve financial success. He is the author of bestselling titles including Personal Finance For Dummies, Investing For Dummies, Investing in Your 20s & 30s For Dummies, and Personal Finance in Your 20s & 30s For Dummies. This book includes insight from Eric’s expert co-authors: Ray Brown and Robert S. Griswold MSBA CRE CPM (Home Buying Kit For Dummies), Bob Carlson (Personal Finance After 50 For Dummies), and Margaret Atkins Munro EA (Taxes For Dummies).